Hurt On The Job – Do You Have A Claim?
If you are hurt on the job in normal circumstances, you cannot sue your employer – even if he or she were negligent. There are exceptions to this rule.
First, if your employer does not carry worker’s compensation insurance, you can sue your employer. Second, if your employer intentionally hurts you (the intentional acts exception), you may sue your employer. Third, you could always sue a third party (assuming you have good cause). Imagine you are delivering something for your company. Further, imagine a drunk driver hits you. You are still allowed to bring a claim against the drunk driver, even though you were injured while working.
This scenario is also true if a product breaks. Using the same example as above, if you are delivering something for your company, and your brand-new tire separates and causes an accident, you are still entitled to bring a claim against the tire manufacturer.
Put simply, if you are hurt on the job, you may very well still have a claim. Some people are dissuaded from looking into a claim, because everything tends to be covered by worker’s compensation insurance. It’s always worth looking into, and we have handled numerous claims for employees hurt on the job. Contact us at 602-530-8400 and we will analyze your claim at no cost to you.